The Home Buying Process

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Home Buying Process

YOUR HOME SEARCH

We are passionate about finding the best options, whether it is currently on the market or an upcoming opportunity. Finding a local realtor who will come along side you and guide you through the buying process is the way to go. Majority of real estate transactions sellers pay the realtors commissions, so NO upfront costs to you as the buyer. 

 

BUYER TIMELINE

Review your finances and credit score, talk to a lender. Make sure you have filed your taxes and have a paper trail for major financial transactions from the past year. It is best to choose a local lender and essential to get a pre-approval letter before you begin house hunting.

 

FIND YOUR PLACE

Start looking for homes online. Contact a trusted local realtor and set up saved searches for ongoing updates with current listings in your desired area.

 

MAKE AN OFFER

After selecting your desired home, it is time to make an offer, and review seller’s disclosures.

 

UNDER CONTRACT

Buyers should deliver earnest money to a holder in accordance with the time frame in the agreement and select a title or closing company to review ownership history and chain of title.

 

SET UP INSPECTION

Your trusted Agent can provide you with a list of inspectors for you to research and consider. However, you may choose to utilize any service provider you wish.

 

CLOSING DAY

Congratulations! Get your keys! Attend the closing and bring ID and all necessary documents.